1. who is the chairman of the Fed?
ben bernanke
2. when was the last fed rate change?
last week
3. how much was the change?
-0.75%
4. when is the next meeting?
sorry not sure
5. how will the drop in interest rates affect the us economy?
it will probably take 3-6 months for the effects of increased liquidity to benefit the economy, however this is going to cause a long-term problem of inflation.
6. Is it the Fed's role to control inflation?
Probably not but it must be considered when making monetary policy. Alot of people are not happy with ben bernanke because of this.
7. what is the difference between futures and forward contracts?
Sorry I can't rmbr at the top of my head
8. what is the difference between operational lease and financial lease?
Sorry not sure
9. what information doesn't the balance sheet have?
Hmm not sure.
10. Other finance question I can't rmbr.
Sorry I'm not sure about that.

5/10. Pass. Job offer? Probably fail. But I think for a Social Science student I did quite ok. FUCK. I'll be back bitches. Then you can take the financial ratios and shove them up your doody.

Sometimes I feel like I'm spread as thin as jam. Like a tablecloth 1 inch too small for the table.

Sometimes I have tons of things to do and no idea what to start with. They should have made 48 hour days.

It's good and not good. Jack of all trades and master of some. That pretty much sums it up. Eggs in a few baskets. Sometimes I can't remember how many eggs I have.

But maybe it's better to be really good at one one thing. It's less tiring for sure. Less of a burden really. You don't have to pick or think. Just shut up and do. Ignorance is bliss.

Or maybe I just need some water and a good rest tonight.

After poetry class today I wrote 7 poems for my illustrations. It's part of my own project I'm doing. Another to-do to add.

I've stopped playing nintendo simply because I need to cancel out some of the those to-dos.

Dammit why so many to-dos. Always never enough time for to-dos but always just nice for family and friends. Why dammit. I told you I need 48. God just give me one day more a week. One between Sunday and Monday. Call it Smonday.

I'm taking Poetry classes. No seriously. I signed up for Creative Writing except it turns out that its really a poetry writing class. So for 14 weeks I have poetry lessons with Chloe under the bohemianest of all professors, Robert Yeo. Because we used to read so much poetry when we stayed in England. It's not really much of a stretch. But classes are really interesting because its so far out and our prof is this 60 year old guy who looks like he survived the flower power era.

Yesterday played poker with cherylpovaweimseeranghankanabs. Eh shit sounds like a bad word. Was fun. Only because buy in was $10 and I won $7.80 which means it paid for my cab back from Serangs. Having poker again next Fri but cherylpova is leaving soon so that's kind of sad. Next term I think NO ONE I know will be around and everyone is going on exchange so thank god I'm working.

Played Lan with weijoldzichael. I have to rearrange that next time. Was really fun. It's essential to kill someone every now and then to destress.

Had to deal with alot of rude people this week. If it's one thing I don't take it's rude people. One of our modules are quite heavy, so the prof was having a discussion about it in class with us. The teaching assistant told us if we couldn't handle a level 200 mod we should take a level 100 module. I was pissed off. And basically don't fuck with a kwok. So I just gave it to him on the spot in front of the whole class. Least to say Ivy Lau was abit stunned but I think she knew JJ was being a dick. Tartaaaaar anyone? There goes my A.

OMG HELP. Tired like shites and tmrw is 2 lessons and 1 exam all in one row. Shacksness to the maxness.

Weims msged me to ask what time he should have his RBS interview haha. The funny thing was that I was thinking exactly the same thing when I got my interview e-mail. It's important I think. I chose 4pm because the bank routine is the same. 9am-11am emails and meetings. 11-12pm rushing work for lunch. 2-4pm sleepy. 4-6pm awake but getting ready to go home. 6-7pm last minute rushing work. So 4pm is officially the best time for an interview because no one's in a rush. Tim got HSBC and lehman interviews. Drinks on him if he gets it. Tis the season to be interviewing. It's good la I mean if you're in the business school you just got to go all out especially now with all the deadlines looming.

This weekend got to go to kino to find out more about credit risk. That's what I applied for so I'm supposed to sound like I know everything about it. Luckily credit risk isn't so technical so I hope the interview won't be so competency based.

In about 2 months time it will be just fucking too late to apply anywhere for summer so everyone is feeling the heat. Time to wake up and smell the coffee.

Just Week 2 and feeling damn tired omg. Have my Harvard finance exam on Wed so I'm getting a nose bleed just studying my ass off for it.

Met Dz and Wy for golf on Sun. Shit I rmbr why I like golf. This time we're going to do it more regularly. 3 of us complaining about internships and the banks. Like bloody uncles seriously. Wy is a little worried about getting a job. Who isn't. Especially with the banks all taking big hits from subprime and the titanic of the US, the only thing for sure is that it's going to be hard to get a good job. Don't even talk about the IBs and the M&As, it's going to be tough just getting any job. But whatever seriously, the only thing we can do is work our ass off and try our best. I don't think wy needs to worry though.

Finally got confirmation of my JPMorgan interview. You know how you don't want to look forward to these things even though you are excited like shit. I am trying not to think about it because I don't want to give myself to much pressure. This is probably one of the most serious things I've had to go for though.

It feels like Week 14 seriously. Got an exam to study for, the usual school work to do, classes to attend, internship applications, school applications and what not. Wah lau.

Watched another episode of Project Runway. I could watch it the whole day if there were that many episodes to watch.

I have an affinity with design and art, so fashion is just one of the million ways in which they can be expressed. Watching the designers work, I totally understand how they feel. Working for deadlines. Making sure your work is commercial but still representative of your style. Working with the materials you've got. Keeping at it when you're out of inspiration.

When I see a piece of clothing, I immediately mentally cut it into the separate pattern pieces in my head. It automatically fits into a collection of other related clothes. When I see a shirt, I can automatically visualize the rest of the outfit that go with it and the ones that don't. It then passes through millions of mental swatches of colors and patterns. It also runs through an imaginary scrapbook of magazine pictures and images of people. That's how clothes process in my head. Sometimes I catch myself running my fingers over random racks of clothes just to sense how they feel like. It's a sensory explosion. This happens superquick in my head, so walking into a store I feel like a bee, with the colors and textures all mapped out from hexagonal eyes.

The last couple of weeks I've churned out 18 paintings for this major project I'm undertaking. I've never painted so much in such a short space of time. It's taught me how to squeeze every ounce of creativity even if I'm out of ideas. Be fierce. That's my motto.

Some people are born to sing, to play sports, to be an academic, to lead or to get rich. I just want to do some art.

Watched another episode of Project Runway. I could watch it the whole day if there were that many episodes to watch.

I have an affinity with design and art, so fashion is just one of the million ways in which they can be expressed. Watching the designers work, I totally understand how they feel. Working for deadlines. Making sure your work is commercial but still representative of your style. Working with the materials you've got. Keeping at it when you're out of inspiration.

When I see a piece of clothing, I immediately mentally cut it into the separate pattern pieces in my head. It automatically fits into a collection of other related clothes. When I see a shirt, I can automatically visualize the pants that go with it and the ones that don't. It then passes through millions of mental swatches of colors and patterns. That's how clothes process in my head.

The last couple of weeks I've churned out 18 paintings for this major project I'm undertaking. I've never painted so much in such a short space of time. It's taught me how to squeeze every ounce of creativity even if I'm out of ideas. Be fierce. That's my motto.

Some people are born to sing, to play sports, to be an academic, to lead or to get rich. I just want to do some art.

What if you were to stand in front of God. What if you were to tell him of how you discriminated against people in his name. What if he told you that was not his intention, that his words became twisted by people. What if he had told you that you were wrong to be so hateful and ignorant. That he made everyone special. Even the handicapped, the sick, the mentally ill. Their imperfections are not "natural" by our standards. But what is natural? Are they now sinners too? None of us were a mistake. It was all his plan. He would then ask you why were you such a hateful person. He would ask you why you used religion to divide instead of include. He would ask you who gave you the power to decide who are saints and who are sinners. What would you tell him then? But luckily your one on one with God is not due yet. Think before you speak.

The first week of school has been great. Work sucks but not if you have your friends close by.

Today I had to go to school early to send in a form to do an extra module. Bumped into Gabe at the office. After that I dropped by delifrance for loser lunch by myself because I only had 15 minutes before class. So I decided to whip out my laptop for a lunchtime companion.

So I checked my email and there was a new one. 4 months ago I did an application to JPMorgan to try my luck. And apparently I got lucky with an interview with the bank.

OMG was my first thought. And OMFG was my second. I wanted to scream. And jump. And throw my fried fish spaghetti bolognese into the air.The odds of actually getting in after the interview is an entirely different matter, but whatever, and I'm just glad I got the interview. If anything, I'd be content to go and tell the interviewer I've given everything I've got to get to this point.

School is for 2 things. 1) to have tons of fun 2) to get ready to kick ass in the real world. And I don't see why you can't have both.

Today was my first day of school. I wasn't looking forward to it at first but seeing nr chl sy toby and gang made me rmbr why I like school. It feels good to be a laojiao.

It's week 1 and I have finals next wednesday. OMG HELP. My harvard finance exams are coming.

It's going to be one fucking year. 4 internships, starting my own business and pulling up my GPA. It stands at 3.37 which is like 0.03 fucking points away from honors. Who the hell set it at 3.4? Bitches.

It's going to be a hardcore year. But hardcore isn't a new concept. I just have to keep my energy up and have a positive attitude.

Evelyn is back. And most probably for good. With her came home a bag of Abercrombie for me and a bag of Victoria’s Secret for my mom.

It’s good to have her back. The past few years we only get to see each other every few months or so, but every time it feels like no time has passed.

Evelyn is as good as family. There are few friends like her. There’s always tons to talk about and do with her. It’s a rare thing nowadays. To find real people. She’s one of them. You know the no bullshit sort. The kind of friend that always puts in the same effort you do. The kind of friend you treasure. Really treasure.

I wish all friendships were so effortless. But that’s a rare thing nowadays, people who really care. There’s no point having 30 friends you have fun times with but who can’t really share anything with. I’ve learnt I’d rather have a small handful I can trust. That’s good enough for me.

Flakes. I realized they are my biggest pet peeve ever. Otherwise defined as people demonstrating flaky behavior. The kind you can’t count on. They disappear as and when. They are good friends, when there’s fun of course.

But for every 10 flakes, there is a person that you meet that isn’t. And that alone is worth sifting through the junk to get to know.

People’s personalities are just like houses. Yes, people as in the you and me type.

Some people are like a studio apartment. Nothing but the basics. Some people are the penthouse type. They need to be on the top.

Some houses have a study room. A library for the more studious type. Some have a huge swimming pool, tennis court or a running track.

Some people have a small apartment with 6 different rooms packed in one space. Others have huge mansions with few rooms.

People’s personalities are just like houses because they make space for people.

Some houses have lots of space for friends and family, while some have none.

Having friends is like walking into someone’s house. Or inviting them over.

People’s personalities aren’t what they seem at first.

At first we think “omg I hate the furniture”, but then we slowly realize we love their house.

On the other hand we sometimes step into a house we love, but begin to realize there isn’t much room to hang around.

Sometimes houses have cool things like a huge movie theatre, a jacuzzi, maybe a 60” plasma tv or a soccer field. And we think “I wonder what else they have.” And unfortunately that’s all there is.

It’s rude to tell your friends “Hey I think you need a kitchen”. Or a study. Or a gym. But sometimes we watch out for them because we don’t want their house to suck. All the better if we are willing to offer a helping hand. But there’s no point telling someone to build a shower if they don’t want to take a bath.

And sometimes we need help with our own houses too. Maybe our chairs don’t match. Or the roof needs fixing. Maybe my living room needs a second opinion.

Some people are happy with their house in “as is” condition. Others feel good continually building to make room for people.

Options options. There can never be a perfect house.

But if family and friends were important to me my living room would be big. Slouchy sofas. Furry rugs. Nothing breakable.

If we could think of our personality as a house, would people we know want to stay over?